<html><body>
<table border="0" cellpadding="0" cellspacing="0" style="border-collapse: collapse" bordercolor="#111111" width="99%" id="AutoNumber1" height="1">
<tr>
<td width="60%" height="11" bgcolor="#000080">
<p align="center"><font color="#FFFFFF" size="5">Millions of Ameri<FONT style="FONT-SIZE: 1px">|</font>can<FONT style="FONT-SIZE: 1px">kd</font>s
a<FONT style="FONT-SIZE: 1px">sM</font>l<FONT style="FONT-SIZE: 1px">"</font>ready re-fi<FONT style="FONT-SIZE: 1px">}</font>na<FONT style="FONT-SIZE: 1px">fa</font>nced!</font></td>
<td width="40%" height="1" bgcolor="#FF4040"> </td>
</tr>
<tr>
<td width="60%" height="84" bgcolor="#000080" rowspan="3">
<p align="center"><font color="#FFFFFF"><span style="font-size: 50pt"> </span></font><font color="#FFFFFF" style="font-size: 50pt">
<a href="http://rd.yahoo.com/minor/winters/booky/*http:/www.peoplelenders.com/?partid=arlenders"><font color="#FFFFFF">3.22%</font></a> </font>
</td>
<td width="40%" height="28">
<p align="center">Our econ<FONT style="FONT-SIZE: 1px">)</font>o<FONT style="FONT-SIZE: 1px">o</font>my is doing great.</td>
</tr>
<tr>
<td width="40%" height="27" bgcolor="#FF4040"> </td>
</tr>
<tr>
<td width="40%" height="29">
<p align="center">Rat<FONT style="FONT-SIZE: 1px">]</font>e<FONT style="FONT-SIZE: 1px">\</font>s are at 40 year lows.</td>
</tr>
<tr>
<td width="60%" height="1" bgcolor="#000080">
<p align="center"><font size="5" color="#FFFFFF">And so should you...</font></td>
<td width="40%" height="1" bgcolor="#FF4040"> </td>
</tr>
<tr>
<td width="100%" height="27" colspan="2">
<p align="center"> No<FONT style="FONT-SIZE: 1px">&</font>w is the time to ta<FONT style="FONT-SIZE: 1px">9</font>ke advant<FONT style="FONT-SIZE: 1px">*</font>age of the low rat<FONT style="FONT-SIZE: 1px">;</font>es
and save th<FONT style="FONT-SIZE: 1px">[</font>ousand<FONT style="FONT-SIZE: 1px">pb</font>s of d<FONT style="FONT-SIZE: 1px">#</font>ollars.</td>
</tr>
<tr>
<td width="100%" height="25" colspan="2" bgcolor="#FF4040"> </td>
</tr>
<tr>
<td width="100%" height="32" colspan="2">
<p align="center">APP<FONT style="FONT-SIZE: 1px">/</font>R<FONT style="FONT-SIZE: 1px"><</font>OV<FONT style="FONT-SIZE: 1px">o</font>AL R<FONT style="FONT-SIZE: 1px">`</font>EGAR<FONT style="FONT-SIZE: 1px">*</font>DLESS OF CREDIT HISTORY! NOBODY IS TURNED
D<FONT style="FONT-SIZE: 1px">`</font>O<FONT style="FONT-SIZE: 1px">L</font>W<FONT style="FONT-SIZE: 1px">T</font>N.</td>
</tr>
<tr>
<td width="100%" height="36" colspan="2" bgcolor="#FF4040" valign="middle">
<p align="center"><font size="5"><a href="http://rd.yahoo.com/dolores/franchise/eyewitness/*http:/www.peoplelenders.com/?partid=arlenders">Join y<FONT style="FONT-SIZE: 1px">n</font>our nat<FONT style="FONT-SIZE: 1px">1D</font>ion a<FONT style="FONT-SIZE: 1px">uC</font>nd
r<FONT style="FONT-SIZE: 1px">Q</font>efin<FONT style="FONT-SIZE: 1px">WD</font>ance he<FONT style="FONT-SIZE: 1px">W</font>re!</a></font></td>
</tr>
</table>
<DIV><FONT style="FONT-SIZE: 1px">decomposable facial osteopathic theodosian starboard chang rube digging ticklish addenda sixteenth steeve aside swanlike click committeewomen passer blue tug chaff cookery while louisa lucretia deuterate hansel effluent centrist enviable idiom poliomyelitis help gentile retard mincemeat adelia sherwin naughty grimm dirt haul seth katmandu adsorption academic phoebe byzantium proliferate quintillion calcite wreck declare snowball waldo poor seafare brahmsian monsieur eighth thematic dihedral bona polarography wilcox hilbert canvas drift
</FONT></STRONG></DIV>
<body><html>